1. Are trust funds FDIC insured?2. Can I be involved in investment decisons?3. Do I need a trust to have Bay Trust Company handle my investments?4. How can I learn more about trusts and investments?5. How do I know if I have enough assets to consider setting up a trust?6. Is it expensive to set up and maintain a trust?7. Is setting up a trust difficult?8. What are the advantages of a trust?